First, it looks like you are trying to setup a public server, not a mini-login server, so you do not need to set the following settings:
<address>192.168.0.10</address>
<localaddress>127.0.0.1</localaddress>
You can delete those from your file completely. Setting those for a public server is almost always going to cause problems.
I didn't really see anything else that stands out, but if you typed it all by hand, there is almost certainly a typo somewhere! The config file you had to begin with should have already came with the required fields in it, so you shouldn't need to copy anything from the guide, just fill in those fields. Since you already changed that file, the best way may be to rename your current config file to something else and then rename the eqemu_config.xml.FULL file to eqemu_config.xml and edit the fields in it to the settings you want to set. It has more settings, but most of them can just be ignored. The only reason for 2 config files is because one is a simplified version and the other has more options for setting up stuff like a chat and mail server and more. They both do basically the same thing. The server will only load the file named eqemu_config.xml, so you didn't have to worry about the one having .FULL after the name.
EDIT: Derision beat me to the fix! But, you still do want to remove the address and localaddress section. Those should either be removed completely or commented out like they normally are.