In red below, I marked the password section you filled out with Xs. You don't want to have anything at all in that part. Remove all of those Xs (or any password you might have there).
Code:
<!-- Loginserver information. -->
<loginserver>
<host>eqemulator.net</host>
<port>5998</port>
<account></account>
<password>xxxxxxxxxxxx</password>
</loginserver>
Should look like this:
Code:
<!-- Loginserver information. -->
<loginserver>
<host>eqemulator.net</host>
<port>5998</port>
<account></account>
<password></password>
</loginserver>