This may be of no help to you since it seems you want to reduce inflation on your server but for just adding money to accounts the "shared bank" is not part of the combined character information. It is set at the account level.
I used that to pull some "Funny Plat" out of the system. It, of course, does no good for the money that wasn't stored there.
I'd be very interested to see an answer on this too.
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