I'm sorry. I re-read the thread 'Newbie Walkthrough for creating a Standalone LOCAL server using minilogin' and found out that 'world adduser user password flag' did solve my problem. 
 
Everything works fine now, except that the latest patch (11/1 ?) seems broke the eqemu and I kept being kicked back to server selecting screen :( 
		
	
		
		
		
		
		
		
		
		
		
	
		
		
	
	
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