(Assuming that you have your own login server running...)
For world accounts, you need to ensure that the id's match in `tblserveradminregistration` and `tblworldserverregistration` .. as well as
the <account> and <password> fields in your eqemu_config.xml file to the corresponding columns in `tblserveradminregistration.`
You might try setting login.ini
:unregistered_allowed to TRUE just so you can get in and verify that everything else is working.
(If you're using the eqemu public login server...)
You should be allowed to connect without a valid account/password.