World password error.. with minilogin and login.eqemu

[descry]

I have tried deleting/uninstalling everything multiple times.. but I just cant get this working :( I have followed the 7 step newbie guide, the readme text, and the readme html (none of those seem to have a comprehensive setup.. had to keep switching documents and crossrefrencing.. but I am fairly confident I followed every step)

The error that I am getting is

" Login server responded with FatalError. Disabling reconnect.
Error message: 'Bad password' "


OS = WinXp Pro
Emu = EQEmu-03.12-Win32.zip (3.13 gives me eq time errors in addition to the bad password)

Have tried connecting to the eqemu login servers.. and also the minilogin server (I would prefer to get the minilogin working)

db.ini

[Database]
host=localhost
user=eqemu
password=password
database=eq

loginserver.ini

[LoginServer]
loginserver=localhost
#loginserver2=eqlogin2.eqemu.net
loginport=5999
#loginport2=5999
worldname=One
locked=false
account=
password=
worldaddress=127.0.0.1

[WorldServer]
Defaultstatus=
Unavailzone=

[LoginConfig]
ServerMode=Standalone
ServerPort=5999
UplinkAddress=
UplinkPort=
UplinkAccount=
UplinkPassword=


Minilogin.exe

LoginServer.ini read.
MiniLoginAccounts.ini read.
Server mode: Standalone
Login server listening on port:5999
New TCP connection: 127.0.0.1:1120
Bad Password: #1 127.0.0.1:1120
Dropping Connection: 0.0.0.0:0

World.exe
Using database 'eq' at localhost
EQEMu 0.3.12 - Wiederbelebung
Loading zone names & items...
EMuShareMem.dll loaded.
Loading items from database...
...done.
LoginServer.ini read.
Loading guild ranks...done.
World server listening on: port 9000
Connected to LoginServer: localhost:5999
Login server responded with FatalError. Disabling reconnect.
Error message: 'Bad password'



Any assistance would be greatly appreciated.