Ok I got it working pretty well. For those who are interested in pom 1.0 stuff, here is my research and what I did to get it functional.
1.
Bob the Painter (17326) has quest to give pot of gold, requires turn in of Words of Wealth (1800

a. Bob exists and his quest works. Just have to set him to spawn where you want. I used the main room.
b. Words of wealth are a combine and the recipe is already present. Just have to
make the pieces drop, 9500 9501 9502 9503. I made them a rare drop off many creatures in the zone.
c. They combine in a book you get from posie the librarian when you turn in a library card.
Library cards drop off gorilla scholars.
2. In that Pot of Gold, combine a doll with a piece of armor to get final class armor.
a. To get the doll, turn in 2 funny money to
peachy d'vicci and she gives a colored gift box for a random class (combines work). Dolls are tradeable (promotes cooperation among your players)
b. To make funny money, you combine 1 junk item and words of wealth in the pot of gold.
In summary, all the recipes I have tested work. The quests all work. You just have to make the quest npcs spawn and make the bold pieces drop.